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Category Archives: Closing Costs

Survey Finds More Than Half of Homebuyers Surprised by Closing Costs

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More than 50 percent of homebuyers were surprised that they had to pay closing costs or that the fees were higher than expected, according to a survey released by ClosingCorp.

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Know Before You Owe Disclosure Forms

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(Most states require sellers to fill out a disclosure form or disclose material facts about the property. To find your state’s law, speak to your real estate agent or state regulatory agency. You can find the disclosure requirements in your … Continue reading →

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Can I Ever Get Someone Else to Pay My Closing Costs for Me?

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One of the most effective ways of avoiding one or more of your closing costs is to ask the Seller or Lender to pay for the expense on your behalf. For example, many times you can ask the Seller to … Continue reading →

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Closing Checklists

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Buyer’s Home Closing Checklist Have you made a final walk-thru inspection of the property? Is the condition of the house or property as it should be? Are there any personal property items left behind by the Seller. Is everything in … Continue reading →

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State by State Closing Guide

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Here is a summary of closing practices for each of the United States. This is a general reference guide. Local practices within your city or county may differ.

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How Closings Are Handled State by State

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Real estate closings may be handled by escrow companies, title companies, lawyers, or a combination of one or more of those. Some lenders may have their own closing department. A revised explanation of how a real estate closing will be … Continue reading →

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Should I Compare Escrow Fees On-Line?

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When you begin shopping for the best home price, mortgage rate, insurance premium, and lender closing costs, so to should you shop for the best escrow fees. Many buyers believe escrow fees are set by law and so they do … Continue reading →

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Escrow Impound Accounts: Do You Have a Choice?

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Escrow impound accounts are those accounts which lenders set up to collect “up-front” money from you when you take out a mortgage to cover future expenses such as property taxes and insurance. Lenders like to set up these impound accounts, … Continue reading →

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