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Tag Archives: credit report

How Do I Get a Copy of My Credit Report?

Sandy Gadow

If you have been denied credit in the past 30 days, you have the right to request a free copy of your credit report. Beginning December 1, 2004 in the Western states, and nationwide in 2005, the three main credit … Continue reading →

Posted in Buying, Credit, Credit Report, Loans | Tagged credit report | Leave a reply

Why Is My FICO Score So Important in Getting a Mortgage?

Sandy Gadow

Most lenders rely on a credit score, called a “FICO score” to determine a Borrower’s credit worthiness when applying for a mortgage. Your FICO score or number may determine what type of interest rate and loan program you are likely … Continue reading →

Posted in Buying, Credit, Loans | Tagged credit, credit report, FICO | Leave a reply
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