Lenders rely on many factors to determine your “credit worthiness” and one of the most important is your credit score — a number called your FICO score. This type of scoring is a way that lenders determine the likelihood, based on certain criteria, that you will pay your bills on time. In essence, your credit history is condensed into a single number. This number is calculated by using scoring models and mathematical tables that assign points for pieces of information that are believed to best predict your future credit performance. You will learn ways to improve your credit score and simple things you can do to make your financial strength allow you to qualify for your property mortgage.