A mortgage is a loan to purchase property using the property as collateral. The lender will require a recorded deed to secure their stake in the property. With careful planning, savy homebuyers can find the loan that is right for them and avoid paying unnecessary costs. “The average home buyer spends double the time researching a car purchase as he or she does researching a mortgage.” Zillow

How Much Can I Borrow?

Depending on your annual income, cash reserves, credit worthiness, and the appraised value of the property, you may be able to borrow up to 100% of the value of the home.  A typical home mortgage is 80% of the home’s … Continue reading →

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